How to Get Loan on Aadhar Card Online In India 2021 – Aadhar card is one such document that almost everyone has today. This document has become a very important document for every person today because it is being used in many places today. One of which is how to get loan on Aadhar card? Will learn about it.
Aadhaar is an important document, almost everyone knows it, but the most important information related to this document, which hardly everyone will know about it, yes we are talking about.
This is such an important information that many people are still unaware of.
What is the eligibility for this, and what documents will be required for this, other important things related to the loan process from Aadhar card have been covered in this article.
Which is going to be very beneficial for everyone. That is why read this article of ours carefully till the end so that you can get proper and complete information about it, so let’s start.
Aadhar Card Loan Scheme Information 2021
Everyone must have heard about the loan because often if a person starts any business, business like his own, then a lot of money is spent in it.
Read More – How to Get Loan Online in India 2021
In such a situation, if he does not have enough money, then bank loan is the only option in front of him, by which he can take forward his work.
You must have heard about car, mobile, business loan etc. But Aadhar card is such a loan that almost everyone has heard about it but only a few people know about the process of how to take it.
Perhaps if you are reading this post, then you too would not know about it, but now it does not matter because today we are going to tell you about its entire process.
If you are unaware of this important information or you are not able to meet some of your needs due to lack of money, you can easily fulfill your needs by taking this loan, then let us now know about its whole process. is.
What is Aadhar Card Loan?
Read More – How to Get Loan online In India With application.
Today, the government has made the Aadhar card the most important document for every citizen, which is used in every government, and private work, meaning its use is seen in every field.
But now the government has also started a plan to give through this document. Yes, now with the help of Aadhar card, citizens of the country can take loan up to 25 lakhs for any of their work.
The good thing is that common citizens take various types of loans like education loan , business, home loan etc., then the interest rate on it is high but if you take loan through aadhar card then here you get to see very low interest rate. is.
Meaning that the Government of India mainly has such families in the country who are financially poor and are thinking about some of their needs like building a house or starting a small business.
But due to the problem of money, they are not able to fulfill these dreams, for such people, the government has started loan facility for the citizens of the country on this important document.
So that the common citizens of the country can also fulfill their needs by taking loans at low interest rates through this .
Types of Loans to be taken for Aadhar Card
- Aadhar card can take home loan.
- You can take business loan.
- You can get personal loan.
What is Aadhar Card Home Loan?
A lot of money is required to build a house, which is very difficult for the common man, due to which it is often seen that the common man is unable to build a house for himself.
But now keeping this in mind, the Government of India has started Aadhar Card Home Loan.
Meaning that now if any common citizen is not living to build a house due to money, then he can now get a house built by taking a loan of 1 to 2 lakh on identity card ie UID.
The amount taken to build a house is called a home loan. Which you can get from the bank branch of your area.
What is Aadhar Card Business Loan?
If you want to start any business, then for this the government has started the facility of Aadhar Card Business Loan.
To start your business, you can take a loan from the bank for doing business up to 2 to 4 lakhs.
What is Aadhar Card Personal Loan?
Personal loan simply means that you can fulfill your needs like home repair, daughter’s marriage etc. The government has started a very good facility of Aadhar card personal loan.
Often, money is needed for getting married, repairing the house, which now every citizen of the country can fulfill by taking a loan on Aadhaar tax.
How to get loan against on Aadhar card?
Today almost everyone has Aadhar card, through which now any citizen can get loan from the bank and fulfill the needs. This is a very good initiative by the government for the common citizens of the country.
Due to this, such people of the country who are mainly poor, they do not have much means of income, they will benefit the most from this scheme.
It is very easy to take this loan but the government has also made some rules for this. If you come under these rules, then only through this important document you can get a loan from the bank.
What are the rules set by the government for when to take loan on this document. We have discussed about them in detail one thing below, so let’s know.
Required Documents for Salaried People:
- Aadhar card is a must.
- It is necessary to have a residence proof of where you live.
- Ration card
- 6 months bank passbook details
- Salary scale for last 3 months
- A passport photo is also required to identify the person.
For Self Employed :
- Aadhar card is mandatory
- ID card is a must
- residence certificate is required
- Caste Certificate
- bank account
- passport photo
- mobile number
Eligibility for taking loan from Aadhar card
If you take this loan, then some letters have also been prescribed for this, which is necessary with the person taking the money. What you should be eligible to take this loan are as follows:
- The borrower should be a citizen of India.
- The person taking the loan must have his mobile number.
- Have not already taken loan from any bank.
- The age of the borrower should be 18 years.
- This loan will be given to the person who is able to repay it.
- It is mandatory for the person applying to have his bank account and PAN card.
How much loan can I take with Aadhar card?
Through this important document, you can go to your bank branch and take it after document verification. For this, the government has fixed the amount from 1 lakh to a maximum of 25 lakhs.
Meaning that loans ranging from 1 lakh to 25 lakhs can fulfill their needs by taking this document.
how to get loan on aadhar card
If you have all the documents and eligibility given above, then you can definitely get for this loan, how can you do it now.
So for this let us tell you that you can take money from Aadhar card in 2 ways. About which we have given step by step in detail below, by following which you can get loan from this important document:
How to take loan from Aadhar card offline?
The offline process is also very easy, just for this you have to go to the bank near you in which your account is opened.
From there you take the attached form and after getting the related information related to it, fill all the information asked in the form and submit the form to the bank.
How to take loan from Aadhar card online?
With Aadhar card, you can take money sitting at home online, whose steps you can read below.
- First of all you have to go to its official website adharcardhousing website.
- As soon as you come to the official website, here you will get the option of select any option on its home page where you have to click.
- Now here you will get a form in which you have to fill all the information asked correctly and finally submit the form by clicking on the submit button below in the form.
- Your application for availing loan will be completed as soon as you click on submit the form.
- Then after some of these subsequent document verification, the amount will be transferred to your account.
From which banks can I get loan from Aadhar card?
Now the most important question is that from which bank we can take this loan, it becomes very important.
So let us now go to which banks and get a loan on this card.
You can see his list below.
- SBI Bank
- ICICI Bank
- HDFC bank
- PNB Bank
- This bank etc.
Everyone knows that Aadhar card is the most important and important document made by the government for any person as his identity.
From the identity of the person to his college, and now it is used to get advantage of government schemes.
Not only this, now any citizen of the country can also take loan through this, about which we have told you in detail in this article and explained how to get loan on Aadhar card?
I hope that you have understood the information given in this article today and have proved useful for you.
Can we take loan on Aadhaar?
Yes, quick approval with easy and fast online verification. Single document for age, photo, identity, address and citizenship proof. Aadhar card loan can be taken for a tenure of up to 5 years. No collateral is required as it is an unsecured loan.
Is Aadhaar Cash Loan Genuine?
Yes this is true! Now you can take loan by providing this single document as full KYC proof. You can get instant loan using your Aadhar card.
How to Get Loan on Aadhar Card Online In India 2021.